Many of these fees are avoidable or can be reduced by using alternative services. Fees with a next to them can be waived using Co-op Points.

Abandoned Property Processing – $10.00
ATM Transaction – $1.25 *†
Cashier’s Check Payable to Third Party – $2.00
Check Copy – $5.00
Consumer Loan Late – $15.00
Courtesy Pay – $23.00 ■
Foreign Item – $2.50
Inactivity Fee – $5.00/month
Insufficient Funds – $23.00 ■
Interest Share Draft Below Min. Bal. – $10.00/month
International Currency Conversion Fee – 1.00%
ISA / CCA Foreign Fees - 0.8%
Legal Attachment – $20.00
Money Fund Below Minimum Bal. – $10.00/month
Money Order – $1.25
Mortgage Discharge – Actual cost
Overdraft Protection – Share transfer – $3.00 † ■
Pay-by-Phone Service – $10.00/use
Point-of-Sale Transaction – $1.00 *†
Replacement Card – Debit or VISA – $5.00
Research Fee – $25.00/hour
Returned Deposit item – $5.00
Returned Mail Fee -- $1.00
Secondary Share Below Minimum Bal. – $2.00/month
Safe Deposit Box – Drilling – $125.00
Safe Deposit Box – Lock Replacement – $25.00
Safe Deposit Box – Starting at $35/year
Share Account Charge Off – $15.00
Statement Copy – $1.00/page
Statement Reconciliation – $15.00/hour
Stop Payment – ACH Debit – $20.00
Stop Payment – Cashier’s Check – $20.00
Stop Payment – Personal Check – $20.00
Stop Payment – Bill Pay Check -- $41.00   
Subordination – $30.00
Tax Levy – $20.00
VISA TravelMoney Card – $11.00   
VISA Late Payment – $25.00
VISA Over Limit – $25.00
VISA Return Check – $5.00
Wire - Outgoing Domestic: $20.00
Wire - Outgoing International involving only US Dollars: $40.00
Wire - Outgoing International involving foreign currency: $50.00

* Fee waived for members with a share draft account

† Fee waived for members with combined balances of $10,000 or more

■ The categories of transactions for which an overdraft, insufficient funds, or courtesy pay fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means.